Physicians Laboratory 401k Plan Site

Welcome to your 401(k) Plan website dedicated to helping you reach your retirement goals.  Here you can find information on plan benefits & features, financial planning tools, useful links & resources, and educational material.  This site is designed and maintained by FPLCM, your plan’s Investment Advisor.

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Wealth Management Portal

Portal Offers a Comprehensive Array of Financial Planning Tools.
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Risk Evaluations

Built on a Nobel Prize-winning framework, our Risk-Tolerance Questionnaire quantifies the semantics of the financial advice industry, replacing confusing and subjective terms like “moderately conservative” and “moderately aggressive” with the Risk Number, a number between 1 and 99 that pinpoints a client’s exact comfort zone for downside risk and potential upside gain. We then assign an asset allocation model to match the client’s Risk Number and investment objectives.
Access Your Risk-Tolerance Questionnaire

Participant Education

You can learn more about how to start saving towards your retirement and access other educational resources, through the Vanguard Resource Center.
Visit the Vanguard Resource Center

Self-Directed Brokerage AccountS

A Schwab PCRA is a self-directed brokerage account (SDBA) that resides within your employer-sponsored retirement plan. In addition to the choices typically offered by retirement plans, PCRA lets you invest in a much wider range of investments.
Schwab